Not all Merchant Advance services are created equal.

Get the facts about Merchant Cash Advances from a Maryland based provider

If you have shopped for a Merchant Advance before, you know how ridiculous the rates can be. Until now. We offer the fastest and most reasonable Merchant Advance Service on the market. You won't beat our rates. If you are not familiar with this type of financing, read on.

Nowadays, most small business’s don’t own real estate to use as collateral to get a business loan. And most new business owners make the mistake of believing that small business loans exist without collateral. But there is no such thing as a small business loan that is not collateralized. The fact is, the largest asset most business owners have is their ability to demonstrate consistent cash flow through their merchant terminal. So leave it to the banks to figure out a way to provide financing by using that stream of income as collateral. That’s just what we've done.

Here is what’s required:

• -Your business must accept Visa and Master Card
• -Your business must process at least $2,500 per month in Credit Cards
• -You must provide 3-6 months of your Merchant Statements
• -You must be on time with your Landlord
• -Your business cannot be home based.
  
  

Here is what is not required

• -No Income Verification
• -No Asset Verification
• -No Collateral
• -No Appraisal
• -Bad Credit is OK
• -You do not have to switch Merchant Processors
  
  

As a general rule we can advance up to 150% of your monthly Visa/Mastercard sales. That means if you do $10,000/month we can advance up to $15,000. In most cases you will have your money in 7 Days. I often get asked, why is this better than a small business loan? The fact is, most small business’s can’t verify income or assets and don’t own the building they occupy so the opportunity for a small business loan does not exist in the first place. But, if you could verify income and assets and you owned the building you occupy, we would appraise the business to determine how much you qualify for. A Commercial Appraisal usually costs between $1700.00 and $3100.00. If you need between $10,000 and $50,000, the appraisal and closing costs are too expensive in relation to the amount you need and business loans can take about 90 days. Merchant Cash Advances do not require an appraisal and have no closing costs and only take about 7 days.

We offer the most reasonable terms on Merchant Cash Advances and we are very fast. If you are interested in talking about a cash advance, and you meet the requirement stated above, send me an e-mail at This e-mail address is being protected from spam bots, you need JavaScript enabled to view it   or call me at 410-747-9200.